UK visit visa refusal based on Finances
I was recently refused a UK Standard visit visa For two reasons.
1.in the online application I answered the question do You have any income or savings? No!(Mistake no1) because I Had also stated I have £100 monthly exPenditure, of which what I meant was I get £100 In cash from my Mother for personal use.So the case worker siteD how I spend that if I have no income or savings. So how do I rectify this in my re-application? On the income and saving do I state the £100 and explain in the cover letter who I get it from and it’s use?
2.I provided my bank statement with £2000. The money was withdrawn from my mother’s personal account and I then deposited the funds into mine. However when my mother requested for her bank statements, we don’t not thoroughly check them and it turned out that the dates on which the withdraws were made had been missing as the Banks statements given were just other random transactions(mistake no2). And so the origin of the funds came into question.
How best can I correct this in my re-application?
I figured, if I provide the correct and precise Bank statements that will show the amounts and date of the with draws, which will coincide with the amounts and dates of deposits made into mine, that would clarify the issue.
However am here to seek advise and any effective alternatives would be helpful. Thank you
Best Answer
You made two significant errors in this application:
a) you provided inaccurate or incorrect bank statements;. Submitted bank statements should accurately reflect the actual status of the account(s). Inaccurate or inapplicable documents don't support your application, and encourage the examiner to disbelieve the rest of your statements and presentation.
b) You engaged in "funds parking," which in UKVI's view misrepresents the true state of your finances. This is disqualifying, and generates the same bad results as above. Read this. This other question and answer about how to gather and present your information will be helpful as well.
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Does UK visitor visa get rejected?
Each year thousands of applications are rejected. At times applicants worry about what possibly could have been wrong with their application. In 2019, the UK visa rejection rate went up to 13%. Bangladesh, Ghana and Algeria were amongst the countries that faced visa rejections up to 40%.How much bank statement is required for UK visit visa?
You must submit 6 months of bank statements that clearly show your monthly salary and financial commitments. There must not be any large deposits of cash other than your salary. Total savings must be at least twice your proposed UK trip expenses.Why does UK tourist visa get rejected?
Insufficient funds for a trip to the UK. The applicant has overstayed or submitted false documents on a previous trip to the UK. The applicant does not comply with visa regulations such as submitting to a biometric scan, photograph or provide a medical report.Can I be denied visa because of debt?
Whether it be credit card debt or private unpaid loans, if one is indebted, there's only a minuscule chance of their tourist visa getting rejected because of it. As long as one can pay for their travel and stay throughout the trip, the visa will get approved.TOP 5 REASONS FOR UK VISIT VISA REFUSALS | HOW TO AVOID UK VISITOR VISA REFUSAL | VISIT THE UK
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