Travel insurance for person living in UK but not technically resident
Many UK travel insurance providers require the policy holder to have lived and been registered with a GP in the UK for at least six months. However, I have only lived in the UK for two months (prior to that I lived in Germany). Some insurance providers say they cover non-UK residents but then ask for another country of residency that is not the UK.
Can anyone recommend any reliable travel insurance that would be available for someone living in the UK but not yet technically resident?
Best Answer
In case you do not get travel insurance from an insurer in your current country of residence, you may want to have a look if you can find an insurer in your previous country of residence that does not require (a) a domestic place of residence, and (b) a domestic health insurance.
Since you are a former resident of Germany, you may get health insurance from there. Finding a suitable provider can be tricky, as such things tend to be hidden in the fine print. To give you a start, the ERV insurance company seems to be fine (according to paragraph 2 of their terms and conditions) with any place of residence in the European Union.
Another possibility would be to get a list of travel health insurance providers and look through their terms and conditions. For example, you should be able to find a whilelist of travel health insurance providers for German applicants for Russian visa on the web.
(Note that I only mentioned ERV above because they were the first suitable provider that I could find. The link leads to their T&C document).
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Can foreigners buy travel insurance in UK?
A Leading International Health Plan for All Foreigners in the UK. The Cigna Global plan is an excellent option for foreigners residing in the UK as expatriates or immigrants for extended periods of time. The plan offers a range of coverage options, each with different costs.Can I use travel insurance if I live abroad?
If you currently live overseas, even if you plan to return to your original home country in future, you can buy cover in the same way as a permanent resident.Can you get travel insurance for UK only?
You can take out either an annual or a single-trip policy to get UK cover. To get the best value, make sure you compare and buy as soon as you book your trip. That way you'll be covered for cancellation immediately.Can I get travel insurance once I have left the UK?
Freedom Insurance working together with It's So Easy Travel Insurance can offer customers who have already left the United Kingdom an option to still take out an insurance policy. You would need to be a UK passport holder, have unrestricted entry to the UK and be registered with a GP in the UK.Travel Insurance | Tips For Choosing Best Health Coverage For A Long Trip | Digital Nomad Series
Sources: Stack Exchange - This article follows the attribution requirements of Stack Exchange and is licensed under CC BY-SA 3.0.
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