Insurance when traveling to the United States
I work for a company in the United States and we contract with auditors around the globe to perform audits on our behalf. They are independent contractors and not employees. We have an auditor who is a Canadian citizen and says it is too expensive for him to purchase medical insurance to enter the US. The Gentleman is of retired age and is not currently employee by another company.
Is this insurance necessary (required)? and what would it cost?
Best Answer
Yes, medical insurance is absolutely necessary if you visit the US.
Technically he will be allowed into the country, but without medical insurance, in the US (the most expensive country in the world to be sick in) any kind of accident or illness can result in him being liable for hundreds of thousands of dollars - maybe more. Provincial coverage of out-of-country care exists but is limited, and usually much less than US treatments will cost. Nobody should try to travel to the US without medical insurance.
Buying travel insurance for an older person can be extremely expensive (especially for travel to the US). Your auditor is very justified in not doing so. Most employees have medical insurance that includes coverage while abroad, but your self-employed auditor probably does not.
If you really want your auditor to visit the US on business for you, then it is normal for you to pay the auditor's expenses (plane tickets, hotels etc.). Your best bet is to consider medical insurance to be part of those expenses, and recompense him. Since it's an expense he would not be incurring if he didn't visit you, that's very reasonable.
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Can visitors to the U.S. get insurance?
Most travelers are unaware of how expensive medical care is in the United States. Visit USA-HealthCare is a beneficial travel medical insurance plan that can provide illness and accident expense protection, and it can pay for covered treatment during your visit to the U.S.Is travel insurance to the USA expensive?
Why is travel insurance to USA so expensive? Travel insurance to USA is so expensive because medical care costs are much higher than average for the rest of the world. Since medical claims account for 31% of travel insurance claims, the medical aspect of cover is nothing to be sneezed at.Which travel insurance is best for USA?
Recap: Best Visitor Insurance in the USA- Atlas America \u2013 Best for comprehensive coverage.
- Patriot America Plus \u2013 Best for comprehensive coverage.
- Safe Travels USA Comprehensive \u2013 Best for comprehensive coverage.
- Safe Travels USA Comprehensive \u2013 Best for fixed coverage.
- VisitorSecure \u2013 Best for fixed coverage.
Travel Insurance Tips: 7 Things to Know Before You Buy
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