Dubai transit visa for non Dubai based airlines

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I am travelling from India to Europe and have a halt for 48 hours while going and 12 hours while returning. I am travelling by a non Dubai based airline (Etihad or Emirates). How can I get a transit visa as my flight bookings and hotel bookings are already done?
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Do I need a transit visa for Dubai if I have a 5 hour layover with two different airlines?
Yes, the Dubai government provides a free two-day transit visa! The Dubai government eliminated the transit visa cost for the first forty-eight hours or two days to increase the revenue from tourism. You can have a layover in Dubai for free for two days.HOW TO APPLY FOR UAE TRANSIT VISA ? | STEP BY STEP GUIDE ( ENGLISH SUBTITLE )
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Images: Tim Gouw, RODNAE Productions, Ira, RODNAE Productions