Expedia Travel Insurance in Stereo
I cancelled flights on Spirit booked through Expedia with travel insurance. I find myself with two different policies; one with Aon visible on the Expedia site, and one with AIG that showed up with the Spirit booking. I don't understand this; I only clicked one box, as far as I recall. Upon cancelling the 'non-refundable, non-changeable, non-tranferrable' tickets, I was surprised to be told that I was receiving a credit for most of the cost. This is actually bad news, as I have no possibly way to use that credit in the 60 days it is good for.
So, this question has two parts: (1) are these policies redundant, or do they cover complementary aspects of the situation, (2) are they likely to refuse to pay the money covered by the useless credit?
Best Answer
Most insurance policies cover what monies you lose, so likely the airline credit value would be deducted from any insurance pay out. It doesn't matter that you think a credit is 'useless'.
As for the policies being redundant or complementary, that is impossible for anyone here to answer, you just have to read the coverage details on the policies.
And of course all the above depends on why you cancelled and again the terms of your coverage.
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What is cancellation plan on Expedia?
With this plan, you can be reimbursed up to the total cost of your trip (with $3,000 as the maximum trip cost) if you need to cancel or shorten it due to certain covered reasons. This plan also provides coverage if you got delayed and missed a night of your hotel stay.How do I file a claim with Expedia?
Here is what you need to do:What does the travel insurance cover?
Most travel insurance plans cover medical emergencies, trip cancellation, trip interruption, delays, medical evacuation, and lost, damaged, or stolen luggage.Can you add Cancellation insurance after booking Expedia?
To book flight insurance coverage, you can add the insurance to your flight during checkout or for a period up to 24 hours after your purchase. You can cancel the insurance before your trip for up to 15 days after you book the flight as long as you haven't filed a claim.Is Expedia Travel Insurance Worth Buying - AARDY
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